Know what you're buying in the Florida Keys.
Free flood risk, insurance estimate, ROGO buildability, and climate exposure on every Monroe County parcel. From public records. No paywall.
Try: 9300 Overseas Hwy, Marathon · 27336 Martinique Ln, Summerland Key
Three numbers that move every Keys offer.
National portals don't surface the data that matters in the Keys. Flood zone, insurance carrier appetite, and rebuildability are the numbers that swing real money. We make them visible.
Flood Risk
FEMA flood zone, base flood elevation, ground elevation, and NFIP claim density within a one-mile radius — distilled into a 0–100 score. Higher = worse.
Insurance Estimate
Annual carrier estimate combining flood zone, sqft, year built, and post-Irma rebuild status. Useful for offer math; not a binding quote.
KeysIQ Score™
Composite blend of flood, insurance, ROGO buildability, climate resilience, and VR-rental income eligibility. One number to compare two listings cold.
Browse by town
14 Florida Keys communities. Click any tile for local risk profile + sample lookups.
Key West
Key WestMile Marker 0 — historic core, transient-license island.
- Median value
- $720,000
- Mile marker
- MM 0–4
Stock Island
Key WestWorking waterfront — redevelopment along Robbie's basin.
- Median value
- $410,000
- Mile marker
- MM 5
Big Coppitt Key
Lower KeysClosest mainland-style commute to Key West employment.
- Median value
- $540,000
- Mile marker
- MM 10
Sugarloaf Key
Lower KeysQuiet canal communities and the only bat tower in the Keys.
- Median value
- $620,000
- Mile marker
- MM 17–21
Cudjoe Key
Lower KeysMid-Lower-Keys canal living with deepwater access.
- Median value
- $690,000
- Mile marker
- MM 21–23
Summerland Key
Lower KeysTight community feel, mid-tier Lower-Keys pricing.
- Median value
- $660,000
- Mile marker
- MM 24–26
Ramrod Key
Lower KeysLocal-favorite canal island; No Name Pub on a Tuesday.
- Median value
- $680,000
- Mile marker
- MM 27
Big Pine Key
Lower KeysValue Lower-Keys — X-zone pockets, Key Deer Refuge constraints.
- Median value
- $540,000
- Mile marker
- MM 30
How it works
- 1
Enter an address
Any Monroe County address. We resolve it against FDOT's parcel layer.
- 2
Read the public scores
Flood, insurance, KeysIQ Score — derived from FEMA, NOAA, USGS, FDOT.
- 3
Connect with a realtor
Want a deeper analysis? We'll route you to a Keys partner agent for free.
For real estate pros
Lookups, compares, watchlists, branded PDFs.
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Powered by public records
- FEMA NFHL
- NOAA SLR
- USGS EPQS
- Monroe County qPublic
- FDOT Statewide Parcels
- OpenFEMA NFIP Claims